Chargeback vs Refund Calculator

Compare the true cost of issuing a refund versus accepting a chargeback, including fees and lost processing charges.

Compare the cost of a refund vs a chargeback

Enter the transaction details below to see the true cost of each option. Issuing a refund typically costs you the processing fee; a chargeback adds a penalty fee plus the lost processing fee and the disputed amount.

Transaction Amount

Processing Fee %

Processing Fee Fixed

Chargeback Fee